Zintax Consulting is an independent Employee Benefits Consultant and Insurance Broker, licensed in the state of Florida, specializing in Group Health, Life, and Pension benefits, assisting employers to select and manage the most affordable benefits programs for their employees, from reliable insurance carriers in the United States.  Our principal, Francisco Cabreja, managed American International Group’s Employee Benefits division for twenty-five years as director of the Caribbean region, providing coverage to Fortune 500 entities and nonprofit institutions. Zintax Consulting extends this wealth of experience to all our clients.



Our team is integrated by professionals from the Employee Benefits field with years of experience providing coverage to many small and large entities.

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Francisco Cabreja

Chief Consultant

Francisco Cabreja came to the United States with his family in the late 50's escaping the tyrannical Trujillo Regime. After completing his education, he joined American International Group as a sales manager in the Caribbean for the company’s Employee Benefits Division, servicing numerous multinational corporations and the United States Department of State. In 1975, he became Regional Sales Manager and Service Director for the Caribbean Region and in 1980 Chief Executive Officer of American International Companies in the Caribbean. 


After completing a long career with A.I.G., Francisco relocated with his family to Miami, Florida where he chartered Zintax Consulting in 2008 to offer employers his expertise in the Employee Benefits field.


In addition to his professional accomplishments, Francisco organized and chaired the Coconut Grove Quality of Life Coalition, defending the community from unjust practices and regulations. He also serves as Treasurer and Board member for Gladeview Christian School and Church ministry.  Francisco is fluent in Spanish, French, and English.




It has truly been a blessing to have Zintax Consulting and Frank as our Insurance brokers. I appreciate his calm professional assistance through what could have been a very complicated and daunting experience. He is always respectful and courteous, quick to respond to my calls, offering expert advice.

Patricia Stango

Administrative Manager

Cutler Ridge Christian Academy



We have been customers of Zintax Consulting for over eight years and Frank Cabreja has always conducted his work with excellence!  Year after year, his patience and understanding have never wavered.  It does not matter the size of the problem, Frank treats every situation with the utmost priority.

Adolfo Suarez

Executive Director

Iglesia Doral Jesus Worship Center, Inc.


Our School has been very pleased with the services received from Zintax Consulting during the past 10 years. They have great customer service and Frank Cabreja brings years of experience as a consultant/broker in all areas related to Employee Benefits. I highly recommend Zintax Consulting to anyone looking to understand what type of employee benefits programs best fit their company’s needs.  

Manuel Rodriguez


Gladeview Christian School