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Zintax Consulting is an independent Employee Benefits Consultant and Insurance Broker, licensed in the state of Florida, specializing in Group Health, Life, and Pension benefits, assisting employers in these difficult times to select the most affordable benefits programs for their employees, from reliable insurance carriers in the United States.  

Our Expertise

Our Philosophy

We will help you manage your employee benefits, securing the best plans at the most competitive prices.

Our Commitment to Results

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Our Experience

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Zintax Consulting is an independent Employee Benefits Consultant and Insurance Broker, licensed in the state of Florida, specializing in Group Health, Life, and Pension benefits, assisting employers to select and manage the most affordable benefits programs for their employees, from reliable insurance carriers in the United States.  Our principal, Francisco Cabreja, managed American International Group’s Employee Benefits division for twenty-five years as director of the Caribbean region, providing coverage to Fortune 500 entities and nonprofit institutions. Zintax Consulting extends this wealth of experience to all our clients.

The staff

Our staff is integrated by professionals from the Employee Benefits field with years of experience providing coverage to many small and large entities.

=Francisco Cabreja, President 

Chief Consultant 

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Francisco Cabreja was regional director in the Caribbean for American International Group’s Employee Benefits Division, servicing numerous multinational corporations. He later became Chief Executive Officer of American International Companies in the Caribbean. 

After a long career with A.I.G., Francisco relocated to Miami, Florida where he established Zintax Consulting in 2008 to offer employers his expertise in the Employee Benefits field.

In addition to his business accomplishments, Francisco served as the private sector representative in the United Nations International Labor Organization, in Geneva Switzerland. He organized and chaired the Coconut Grove Quality of Life Coalition, in Miami, Florida, defending the community from unjust practices and regulations, and serves as Treasurer and Board member for Gladeview Christian School and Church ministry.  Francisco is fluent in Spanish, French, and English.

Raquel Pena Cabreja

Administrative Manager

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Raquel was medical claims manager with American International Group's Employee Benefits division in the Caribbean region. She currently manages Zintax Consulting's administration.